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FAQ

Q. What is a cash advance?
A. A cash advance is a short-term loan designed for people who need cash quickly for emergencies. They’re sometimes called “payday loans” because you pay back the loan at the time of your next payday.

Q. What is the application process like? Will it take me a long time?
A. Applying for a payday loan couldn’t be any easier than this. We just need to know about your source of income and your bank account info. That’s it. Best of all, there’s no faxing involved! That means you don’t have to fax your paystub or anything else. Simple, fast, and easy from the privacy of your home.

Q.How secure is your cash advance website?
A. We use the strongest level encryption available. This level, at 128 bit encryption, is extremely safe. Internet security is a high priority at Cash Advance 247.

Q. How long does the loan process take?
A. The loan money will be direct-deposited into your bank account within 2-3 days. The speed depends on your bank. Once the loan has been deposited into your account, it will be available immediately.

Q. Are there any age requirements?
A. Yes. You must be at least 18 years of age.

Q. But I thought you needed collateral to get a loan. I don’t have any. Can I still get a loan?
A. Yes. Actually, you do have collateral: your job, your paycheck, and your checking account are your collateral.

Q. I have terrible credit. Can you still get a loan?
A. Yes. Our loans are not the same as typical loans. Requirements are different. For example, it’s not a problem if you also have NSFs, or no credit at all.

Q.Just exactly what information do I need to provide?
A. Go to the “Requirements” page of this website, and this question is answered in detail.

These are some of the most frequently asked questions by customers. If you have other questions that you would like to ask please feel free to email us and we will get you an answer usually within 24 hours.

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